When it comes to San Diego home loans, there are several types geared to fit various needs. Here is important information about some of the most popular ones and why they might work for you.
- This is the most popular option, often with the best interest rates
- Your interest rate is fixed for the life of the loan
- Your monthly payments remain the same throughout the loan
ARM (Adjustable Rate Mortgage)
Whether you're a first time buyer or an experienced buyer in San Diego, there is still room for mistakes. When it comes to your biggest investment, you don't want to leave anything up to chance.
Choosing the Wrong San Diego Agent
Choose an agent who knows the location you're interested in and is experienced selling homes in your price range
Being Too Picky
If you expect to find a house that meets all your requirements, you might be searching for a long time. It's important to be willing to compromise a little...
Here are 8 ways to cut your utility bill this San Diego weather:
1) Crank Her Down and Layer Up
Turning your thermostat down by only 2 degrees will end up saving you $180 per year on your energy bill.
2) Low-Flow is the Way to Go
A low-flow shower head requires less water and needs less heat to warm the water, not to mention the money you will save.
3) Clean those Coils
Simply cleaning the condenser coils on your fridge can...
The following list of terms will help you gain familiarity with what will be going on throughout the buying or selling process:
The evaluation of a property to determine its price based on previous sales of similar properties.
2) Closing Costs
Expenses incurred in the purchase and sale of property that are paid at the time of closing including: title insurance, attorney fees, appraisal fees, recording fees and taxes.
3) Code of Ethics
Whether you are decorating your 2-story home or 2-bedroom condo, everyone can use these 10 useful tips:
1) For every ONE foot of tree heights you will need:
- 100 Lights
- 9 Feet of Garland
- 20 Ornaments
2) For a whimsical take on traditional Christmas colors, try pink and teal with silver metallic accents instead or come up with your own unique color combo.
3) Go natural by decorating seasonally rather than holiday-specific. For example: use accents like cinnamon sticks, oranges, pine cones, etc....
These homeowners were putting an offer on their dream home out of state, contingent upon the sale of their home here in San Diego. Needless to say, they were in desperate need of a quick sale.
They interviewed us to learn more about our strategic 5 Day Blitz™ program they kepy hearing about on Jeff and The Showgram on KyXy. They absolutely loved what they learned as it lined up exactly with their needs and tight deadline and so these eager home sellers decided to put their trust in our hands.
We put the foundation of our marketing and prospecting in motion right away.
Just 4 days after their home was put on the market, the home sold for 106% of the asking price! Our clients were ecstatic...
While the number of burglaries in San Diego decreases each year, you shouldn't let your guard down when it comes to home security. Follow these tips to prevent thieves from gaining access to your home.
1) HIDING PLACES
Trim tall shrubbery covering windows and doors so thieves have no place to hide from you or attentive neighbors. Install motion detector lights in poorly lit areas around your home to deter intruders.
2) VACATION TIME
The social media pictures and updates can wait until you get back—and thieves will never even know you...
Whether you're preparing to sell your house or just need to rid yourself of unnecessary items, it's important to give all your things a home. De-cluttering can make preparation your home less stressful, and make the moving process faster and easier.
Here is a list of the top 10 things to do to organize your San Diego home:
1) Get Rid of The "Things" in Your Life
When debating on whether to keep things, think about how important that thing is to you on a daily basis. Could it be more useful to someone else?
When it come to choosing real estate agents, we don't always have information that is available about other service professionals. Whether you're buying or selling your home in San Diego, here are some considerations when selecting a real estate agent.
1) How long have they been in the business?
Take into consideration how long the agent has been involved in San Diego real estate, and what roles they've had. Multiple roles may help the process go a little smoother. Also find out if this is their full time job, or just something they do on the side.
2) Do they have specialties & credentials?...
Keep the Heat!
High heating bills often cause homeowners to sacrifice their comfort for a little extra cash—but it doesn't have to be that way. Here are some tips for saving money while staying warm this winter:
Storm windows are about $100 each and reduce heat loss by 25% or more—much cheaper than window replacments and the payback time will be in 2 to 5 years.
Attics are about $300 for added insulation, save 40% on energy bills and the payback time will be in 3 to 5 years.
Chimneys are free and such tightly closed dampers prevent up to 8% of furnance-heated...
SOLD IN 9 DAYS FOR 99% OF THE ASKING PRICE!
The owner of this home was referred to us from a good friend of hers who is an agent in Temecula. After interviewing several other agents first, she decided to list one of her investment homes with Beer Home Team. She was beyond ready to put this home on the market for a quick sale so it was off her plate moving forward. Our team implemented our 5 Day Blitz™ marketing program in full force bringing in over 20 groups of people to the first days of showings! Just 9 days later, the home sold for 99% of the Asking Price! Our client couldn’t have been more happy with the quick and efficient home selling process and the fact she no longer had to worry about her rental property.